Please refer below Home Loan Documentation if you are a Salaried NRI person:
(To be given for ALL loan Applicants)
♦ Two Passport-size photo of each applicant
♦ PAN Card copy of each applicant
♦ Copy of full passport with valid VISA stamps
♦ Copy of work permit abroad, if any
♦ Qualification Proof (Optional)
♦ Residence Address proof in India like a copy of Passport, Voter-id Card, Aadhar Card, Driving License etc.
♦ Residence Address proof in your country like copy of Passport, Identity Card, Driving License, any utility bill, Rent agreement or Bank statement
♦ File Login Fees Cheque from your NRO / NRE Bank A/c
(To be given for only the applicants whose income is being taken)
♦ Salary-slips / Certificate for last 6 months
♦ Annual Salary Certificate like (W2-Form or P60 form) for last 2 years
♦ Income tax returns in your country for last 2 years, if available
♦ Credit Report from recognised credit rating agencies in your country
♦ Copy of employment contract / appointment letter showing last 3 years job continuity
(To be given for only the applicants whose income is being taken)
♦ Last 6 months bank statement of your country showing salary credits
♦ Last 6 months bank statement of NRE / NRO Account in India
♦ Sanction letter / repayment schedule of running term loans alongwith last 6 months bank statement showing EMI debits
(To be given by your GPA Holder in India:)
♦ GPA Format Signed (Refer Note below)
♦ Two Passport sized photos
♦ ID Proof & Signature Proof
♦ Residence Address proof like copy of Passport, Voter-id Card, Aadhar Card, Driving License etc.
♦ Photocopy of all property chain-link documents & Approved Sanction Plan, if applicable
Process to execute GPA by NRI Borrower:
If the NRI Borrower is in India at the time of loan application:
♦ The GPA format can be printed on a Rs.100/- stamp paper in India
♦ Both the NRI borrower and GPA holder can sign the GPA format with photos
♦ The GPA format can be notarised by local Notary Public in India
If the NRI Borrower wishes to apply from his country for the loan:
♦ The GPA format can be printed on plain paper and signed on all pages
♦ The GPA format is to be attested by Indian Embassy or Indian consulate in your country
♦ The GPA format alongwith all above self-attested documents can be couriered to your GPA holder in India
♦ The GPA holder will sign the GPA format and Loan application form on your behalf in India
Download the above NRI Salaried Documentation Checklist by clicking on here...
